Money habits grow better when families grow them together.

YOBY is a playful digital world where children and parents learn about money through quests, choices, characters and shared family progress.

No boring lessons.
No complicated budgeting dashboards.
No tiny adult finance app with a duck sticker on top.

Just a family pond where money becomes something you can see, talk about and understand together.

Built for families with children aged 6 to 14

YOBY is designed for families who want to introduce money habits early, gently and without turning the kitchen table into a financial seminar.

You do not need to be a finance expert.
Your children do not need to study charts.
You only need a willingness to explore together.

Inside YOBY, children meet mentor characters, complete short quests, collect symbolic rewards and learn through choices that feel like play.

Saving, waiting, choosing, comparing, trading, negotiating, setting goals: the big grown-up words enter the pond wearing little adventure boots.

Your private family pond

Every family has its own pond.

It is a safe, private space where parents and children can explore together. Each family member has their own duck character, their own progress and their own role in the shared story.

Only the people you invite can enter.
Children cannot be contacted by strangers.
The pond belongs to your family.

This is where money stops being an awkward subject hiding in a drawer and becomes something visible, gentle and shared.

What your family can do in YOBY

Explore together

Your family enters a living world made of ponds, paths, characters and small discoveries.

There is the sky of big goals.
There are everyday ponds where choices happen.
There is the underground world of the Mole, where hidden costs quietly rustle under the roots.

Every place teaches something, without standing at a blackboard with a pointer and a sigh.

Complete daily quests

YOBY gives children and parents short, meaningful quests.

A quest might ask your child to choose between spending now or saving for something bigger. Another might help the family think about a shared goal, compare prices or wait before buying something shiny.

The point is not to give a grade.

The point is to make a choice, see what happens and talk about it.

Meet mentor characters

YOBY’s characters guide the experience with small missions and playful questions.

The Frog helps children reach goals one jump at a time.
The Magpie loves shiny things and teaches the art of choosing.
The Mole knows what is hidden underground: costs, subscriptions, maintenance and surprises.
The Wise Duck helps everyone pause, think and act with care.

They are not teachers in disguise.
They are companions in the pond.

Visit Tuesday’s market

Every Tuesday, Loris arrives by boat at the Adventure Pond.

At the market, children can buy, sell and negotiate. They learn that value is not always obvious, that prices can change and that choosing well sometimes matters more than choosing fast.

A small market.
A big lesson with fruit crates, funny hats and suspiciously persuasive lemurs.

Build better money conversations

YOBY is not only for children.

Parents and children can answer similar questions, make different choices and then compare what happened.

That is where the useful spark appears.

Why did you save?
Why did I spend?
What felt easy?
What was tempting?
What would we do differently next time?

Money becomes a conversation, not a taboo.

A weekly family recap

YOBY gives families a weekly recap.

Not a cold spreadsheet.
Not a blinking cockpit of numbers.

A simple story of what happened: quests completed, goals explored, choices made, progress unlocked and moments worth discussing together.

The recap helps parents understand what their children are learning, without turning family life into surveillance with feathers.

Parent controls are built in

Parents stay in control of the pond.

You can:

• invite family members
• manage child profiles
• decide who can access the family pond
• restrict access to selected areas
• review weekly progress
• suspend or remove a member
• manage richer interaction features
• decide when videochat can be available

Children get space to explore.
Parents keep the map, the gate and the lantern.

Safe by design

YOBY is built for children from the beginning.

Safety is not a decoration added later. It is part of the product architecture.

That means:

• invite-only family ponds
• no contact from strangers
• parental controls
• age-appropriate experiences
• content filtering
• no advertising inside the child-facing game experience
• privacy-first design
• GDPR-first principles
• videochat only with adult presence

A playful world can still have serious gates.

Why YOBY works

Because children do not build habits by memorising definitions.

They build habits by doing small things often.

They choose.
They wait.
They compare.
They save.
They trade.
They talk.
They try again tomorrow.

YOBY turns financial education into a daily family ritual: short, light, visible and repeatable.

Not homework.
A little pond-sized practice.

What children learn

YOBY helps children explore core money concepts in a way that feels natural.

They learn about:

Saving
How small steps become visible progress.

Goals
How to choose something worth waiting for.

Patience
Why not every shiny thing needs to be bought immediately.

Value
Why price and worth are not always the same thing.

Hidden costs
Why some things cost more than they seem.

Negotiation
Why prices are not magic numbers carved into stone.

Shared responsibility
Why money can bring families closer instead of dividing them.

What parents get

YOBY gives parents a way to introduce money without sounding like a lecture wearing slippers.

You get:

• a private family pond
• short quests for children and parents
• weekly family recaps
• parental controls
• safe interactions
• a playful shared language around money
• a way to talk about goals, choices and saving without starting from “we need to talk”

The awkward money conversation becomes easier when a duck, a frog and a market boat are already in the room.

Start small. Grow together.

You do not need to solve your family’s entire financial education in one evening.

Open the pond.
Choose your ducks.
Complete one small quest.
Talk about one small choice.

Then come back tomorrow.

Better money habits grow like reeds: quietly, visibly and one day at a time.

Made for European families

YOBY is made in Europe for families, ducks and better money habits.

We care about privacy, child safety, family control and responsible design.

Your family data stays yours.
Your child’s experience is not built around ads.
Your pond is not a public square.

It is a family space.
That matters.

Ready to enter the pond?

Create your family account and start exploring YOBY together.